Showing all 2 results

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  Fix Your Credit Score Fast – DIY Toolkit & Online Course

  Fix Your Credit Score Fast – DIY Toolkit & Online Course

  

  Fix Your Credit Score Fast

  This is not a basic credit repair guide.

  This is a complete, end-to-end system designed to help you understand, organise, and actively restore your credit score while supporting the emotional and mental stress that often comes with financial difficulty.

  Inside this toolkit, you will find a structured process that guides you from confusion and overwhelm to clarity, action, and measurable progress.

  You will learn how to read and analyse your credit report, identify errors, prioritise actions, generate tailored dispute letters, and track your progress using guided tools and included ChatGPT prompts designed specifically for this journey.

  Unlike standard DIY kits, this toolkit also recognises that financial recovery is not only technical. It includes dedicated sections for emotional regulation, gratitude practices, reflective exercises, and inspirational support to help you stay focused, calm, and empowered throughout the process.

  This product includes:

  • A step-by-step credit repair process
  • Guided emotional support and reflection exercises
  • Gratitude and mindfulness sections
  • Letter-writing exercises for clarity and intention
  • Identification and self-check-in tools
  • Inspiration corner
  • Online course guidance
  • Ready-to-use ChatGPT prompts to analyse reports, draft letters, and generate trackers

  This is a self-paced, practical and reflective toolkit created to restore both your credit profile and your financial confidence.

  Restore Financial Wellness – Stress Free.

  📦 Delivery Instructions (Digital Product)

  How You Receive Your Toolkit

  This is a digital download product.

  After purchase, you will receive:

  1. A PDF file containing the full DIY Toolkit
  2. A link to access the Online Course materials
  3. Dispute  resolution template letters – 35 plus in total
  4. Key suppliers  negotiation template  letters
  5. Access to the ChatGPT prompts  to  support translation,  analysis, prioritisation  and more – as part of  this  toolkit

  No physical item will be shipped.

  You can download the files immediately after payment confirmation from your Etsy purchases section.

  Please download and save the files to your device for future access.

  ⚖️ Legal Notice

  Important Legal Information

  This toolkit is for educational and informational purposes only.

  This product does not constitute financial, legal, or credit repair services. The user is responsible for implementing the information provided at their own discretion.

  Results will vary depending on individual circumstances, accuracy of information, and actions taken.

  This product does not guarantee specific credit score increases or outcomes.

  By purchasing and using this toolkit, you acknowledge that you are responsible for your own financial decisions and actions.

  © Copyright Notice

  © 2026 Sara Ahavah Spiritual Inst Ltd. All Rights Reserved.

  This toolkit, course content, structure, prompts, exercises, and materials are the intellectual property of Sara Ahavah Spiritual Inst Ltd.

  No part of this publication may be reproduced, distributed, resold, shared, or transmitted in any form or by any means without prior written permission.

  This product is licensed for personal use only.

  📑 Table of Contents (cleaned & professional)

  Table of Contents

  1. End-to-End Process for Credit Score Repair (Pages 5–21)
  2. Emotional Regulation & Healing Support (Pages 22–48)
  3. Mindful Thanksgiving (Pages 49–68)
  4. Write a Letter to the Universe (Pages 69–87)
  5. Who Am I – Identification Check-In (Pages 88–93)
  6. Inspiration Corner (Pages 94–98)
  7. Thank You Message

  Includes: Guided ChatGPT Prompts to generate dynamic reports, letters, analysis, and progress trackers to support your credit repair journey.

   

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  Notion Personal Finance Tracker (USA Edition)

  Notion Personal Finance Tracker (USA Edition)

  Income • Expenses • Budgets • Dashboards • Financial Summary (2026 + Reusable)
  Digital Download | Notion Template

   

  

  Notion Personal Finance Tracker (USA Edition)

  This Is Not Just a Budgeting Tool

  The Notion Personal Finance Tracker is not a traditional budgeting tool.
  It is a financial wellness system designed to reduce stress, restore clarity, and support calm decision-making.

  It supports individuals who are actively rebuilding financial stability, including those using a credit score repair process, by helping them confidently create a budget for income, spending, and savings that reflects their current reality.

  This tracker focuses on stability, awareness, and nervous-system safety — not control or pressure.

  Why This Tracker Is Different

  Most personal finance trackers assume users are:

  • Calm
  • Consistent
  • Emotionally neutral about money
  • Not under pressure

  That is not the reality for people rebuilding financial wellness.

  This tracker is designed for people who need clarity without overwhelm, structure without judgement, and a system that supports recovery rather than demanding perfection.

   

   

  Take control of your money with a clean, structured, and fully tested Notion Personal Finance Tracker designed from real-world usage. Track income, spending, savings, investments, and budget variance across 12 months, and instantly see clear visual insights into where your money comes from — and where it goes.

  This is a Notion template (digital product). No physical item is shipped.

  ✅ What You’ll Get

  📥 Personal Income Tracker (12 months)

  • Tracks income from January–December 2026
  • Reusable for any year by updating dates
  • Auto-calculations:
    • Monthly totals
    • Annual overview
  • Supports multiple income sources + income types

  📊 Income Visuals & Insights

  • Monthly income bar chart
  • Monthly income line chart
  • Total income by income source
  • Total income by income type
  • Quick visibility into which sources contribute most

  📤 Personal Expenditure Tracker (12 months)

  • Tracks 12 months of spending with a robust monthly structure
  • All spending captured in one main “Total Spend” field for simplicity
  • Smart allocation system:
    • Expenses auto-allocate
    • Savings / investments / loan items are manually entered into their own columns
      This keeps your “true expenses” clean while still tracking total cash outflow.

  📊 Expense Dashboards & Analysis

  • Monthly spending bar chart
  • Monthly spending line chart
  • Total spending by expense type
  • Spending by category, including:
    • Expenses
    • Savings
    • Investments
      Spot high-spend activities, cost-heavy categories, and patterns over time.

  🎯 Budgeting & Variance Tracking

  Both income and expenditure trackers include:

  • Budget fields
  • Automatic variance calculations
  • Clear comparisons:
    • Planned vs actual income
    • Planned vs actual spending

  📑 Financial Summary Report (Auto-Populated)

  • Monthly income vs monthly spending
  • Quick surplus/deficit visibility
  • Ideal for monthly reviews and year-end reflection

  📝 Notes & Reflections Section

  A dedicated space for:

  • Financial notes
  • Monthly reflections
  • Observations and decisions
    Turn numbers into actionable insights.

  ✅ Designed for Reuse & Longevity

  • Built for clarity, accuracy, and long-term tracking
  • Reusable beyond 2026 (update dates and continue)
  • Includes a clear “How to Use” guide so your tracking stays accurate and dashboards remain reliable.

  How To Use The Personal Finance…

  IMPORTANT — LICENSE & INTENDED USE (Please Read)

  This Notion template is a licensed digital product.

  You MAY:

  • Use it for your personal finances (personal use)
  • Duplicate it for your own devices/accounts for personal use

  You MAY NOT:

  • Resell, share, copy, redistribute, or reproduce this template (or any part of it)
  • Claim the template, structure, database design, or formulas as your own
  • Include it in bundles, client deliverables, memberships, courses, or “freebies”
  • Upload it publicly or privately for others to access (including file-sharing sites)

  Purchase grants a license to use, not ownership of the underlying template/design.

  Copyright & Anti-Copy Notice

  ©  2026 Sara Ahavah Spiritual Inst Ltd. All rights reserved.— All Rights Reserved.
  This product (template structure, database design, formulas, written instructions, and supporting materials) is protected by copyright.

  DMCA Notice: Unauthorized copying, redistribution, or resale may result in a DMCA takedown request being submitted to the relevant platform(s).

  Friendly Disclaimer

  This template is for information and organisation only and does not provide financial, tax, legal, or investment advice.

  What you’ll need

  • A free Notion account (works on desktop and mobile)
  • Basic familiarity with Notion (instructions included)

   

  

  

  Notion Personal Finance Tracker (USA Edition)